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Motor Vehicles Act, 1988 (Sec 166) · Sarla Verma Multiplier · Pranay Sethi Future Prospects · Raj Kumar Framework

MACT Compensation Calculator (Motor Accident Claims)

Statutory motor accident compensation computation under Section 166 of the Motor Vehicles Act, 1988, Sarla Verma multiplier model, Pranay Sethi future prospects, and Raj Kumar disability framework

MACT Statutory Input Form

Motor Accident Claim Details

Used to determine Sarla Verma multiplier (5 to 18)

Salary slip / ITR / established wages

Family & Dependency Details (Sarla Verma)

2-3 dep = 1/3 ded | 4-6 dep = 1/4 ded | >6 dep = 1/5 ded

Apply 10% triennial inflation indexation on conventional heads (₹48,400 / ₹18,150)
MACT Statutory Award Summary

Fatal Accident Claim Determination

Sarla Verma & Pranay Sethi Verified
Total Indicative MACT Award (Principal + Sec 171 Interest)
57,28,725

Principal: ₹49,81,500 + Interest (@7.5%): ₹7,47,225

Multiplier (Age 32 yrs)16x
Loss of Dependency / Earnings

48,00,000

Annual: ₹3,00,000 × 16
Future Prospects Added

+50%

+₹1,50,000 /year
Conventional & Consortium

1,81,500

Consortium: ₹1,45,200

Detailed Statutory Breakdown

Established Monthly Income25,000
Annual Base Income (12 Months)3,00,000
Future Prospects (+50%)+₹1,50,000
Prospective Gross Annual Income4,50,000
Personal Living Expense Deduction (1/3 (33.33%))-₹1,50,000
Annual Dependency / Earning Loss3,00,000
Applicable Sarla Verma Multiplier16
Total Loss of Dependency / Earning Capacity48,00,000
Loss of Estate18,150
Funeral Expenses18,150
Spousal Consortium48,400
Parental Consortium96,800
Section 171 Simple Interest (@7.5%, 730 Days)+₹7,47,225
Consult Advocate on Claim

Statutory Disclaimer: This computation is an indicative estimate under the Motor Vehicles Act, 1988 and Supreme Court precedents (Sarla Verma, Pranay Sethi, Raj Kumar). Final compensation is subject to documentary evidence and judicial award by the Motor Accident Claims Tribunal (MACT).

Statutory Principles & Legal Framework

6 Core Principles of MACT Compensation

Standardized judicial computation rules formulated by the Supreme Court of India.

1. Sarla Verma Multiplier Framework

The Supreme Court in Sarla Verma v. DTC (2009) 6 SCC 121 standardized age-based multipliers ranging from 18 (ages 15-25) down to 5 (age > 65), reaffirmed by the 5-Judge Constitution Bench in Pranay Sethi.

2. Future Prospects on Income (Pranay Sethi)

Under Pranay Sethi (2017) 16 SCC 680, permanent salaried victims receive +50% (<40 yrs), +30% (40-50 yrs), and +15% (50-60 yrs), while self-employed/fixed wage victims receive +40% (<40 yrs), +25% (40-50 yrs), and +10% (50-60 yrs).

3. Personal Living Expense Deductions

In fatal claims, living expenses are deducted based on family size: Bachelor (1/2), 1 dependant (1/2), 2-3 dependants (1/3), 4-6 dependants (1/4), and >6 dependants (1/5). In injury claims, no personal deduction is made.

4. Tri-partite Consortium (Magma & Satinder Kaur)

Under Magma (2018) and Satinder Kaur (2021), consortium is granted under 3 heads: Spousal, Parental, and Filial consortium at ₹40,000 base (₹48,400 inflation-indexed) to each qualifying dependent.

5. Physical vs Functional Disability (Raj Kumar)

Under Raj Kumar v. Ajay Kumar (2011) 1 SCC 343, certified physical disability does not automatically equal loss of earning capacity. Compensation is strictly assessed on the functional impact upon the claimant's specific vocation.

6. Discretionary Interest under Section 171

Section 171 of the Motor Vehicles Act, 1988 empowers the Claims Tribunal to award simple interest from the date of filing the claim petition to realization (commonly 6% to 9% per annum).

Binding Supreme Court Judicial Authorities

Authoritative Precedents Governing Computation

Sarla Verma & Ors. v. Delhi Transport Corporation

(2009) 6 SCC 121 (Supreme Court)

Standardized the age-based Multiplier Table (18 to 5) and proportional personal expense deductions based on dependency.

National Insurance Co. Ltd. v. Pranay Sethi & Ors.

(2017) 16 SCC 680 (5-Judge Constitution Bench)

Authoritatively laid down Future Prospects percentages and standardized Conventional Heads with 10% triennial escalation.

Magma General Insurance Co. Ltd. v. Nanu Ram alias Chuhru Ram

(2018) 18 SCC 130 (Supreme Court)

Recognized and expanded Consortium under three distinct statutory heads: Spousal, Parental, and Filial Consortium.

United India Insurance Co. Ltd. v. Satinder Kaur alias Satwinder Kaur

(2021) 11 SCC 780 (Supreme Court)

Reaffirmed Magma consortium and clarified that no separate compensation is permissible under 'loss of love and affection'.

Raj Kumar v. Ajay Kumar & Anr.

(2011) 1 SCC 343 (Supreme Court)

Three-step assessment for personal injury and permanent disability; compensation computed strictly on functional earning impairment.

Frequently Asked Questions

MACT Claims & Compensation FAQs